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Mobile phones are widely used in Europe, so smart cards have become very common.

The cost of the smart chip technology was significant, which was why most of the corporations did not want to pay for it in the United States.Typical uses include mass transit and motorway tolls.Visa and Master Card implemented a version deployed in 2004–2006 in the U.Private electronic purse systems have also been deployed such as the Marines corps (USMC) at Parris Island allowing small amount payments at the cafeteria.Since the 1990s, smart cards have been the subscriber identity modules (SIMs) used in European GSM mobile-phone equipment.

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